Your Dream Kitchen,
Your Budget
We offer a range of flexible finance options to help you get the kitchen you want, at a pace that suits your budget. 0% finance available.
Choose Your Finance Option
0% Finance
Interest-free
Spread the cost of your kitchen over 12, 18, or 24 months with absolutely no interest. Pay only for what you ordered — nothing more.
- 12, 18, or 24 month terms
- No interest, no fees
- Fixed monthly payments
- Minimum spend £3,000
- Subject to status
Buy Now, Pay Later
Up to 12 months deferred
Order your kitchen today and don't make a single payment for up to 12 months. Ideal if you're planning ahead or waiting for a property completion.
- Up to 12 months deferred start
- No payments during deferral period
- Competitive APR after deferral
- Minimum spend £3,000
- Subject to status
Flexible Finance
Up to 10 years
For larger projects, spread the cost over up to 10 years with manageable monthly payments. Ideal for full kitchen and property renovation projects.
- Terms from 3 to 10 years
- Competitive fixed APR
- Monthly payments from £99
- No early repayment charge
- Subject to status
Estimate Your
Monthly Payments
Use our calculator to get an indicative monthly payment for your kitchen project. For a precise quote, book a free design visit.
* This calculator is for illustrative purposes only and assumes 0% APR. Actual finance terms are subject to status and credit approval. Finance is provided by a third-party lender.
Estimated Monthly Payment (0% APR)
£500
Finance amount: £12,000 over 24 months
Common Questions
Who provides the finance?
Finance is provided by a regulated third-party lender. Gracehill Kitchens is a credit broker, not a lender. Finance is subject to status and credit approval.
What is the minimum spend for finance?
Finance is available on kitchen orders of £3,000 or more.
How long does finance approval take?
Most applications receive an instant decision online. In some cases, additional information may be required, which can take 24-48 hours.
Can I pay off my finance early?
Yes. There are no early repayment charges on any of our finance products.
Is 0% finance really interest-free?
Yes. Our 0% finance products charge absolutely no interest. You pay back exactly what you borrowed, spread over the agreed term.
Get Your Free Design
& Finance Quote
Book your free home design visit and we'll present your personalised finance options alongside your 3D kitchen design and fixed-price quote.